The default database URL asked for WAL mode with `_journal_mode` and
`_busy_timeout`, which the SQLite driver does not read, so the database
ran in rollback-journal mode. The default now uses the driver's
`_pragma=journal_mode(WAL)` and `_pragma=busy_timeout(5000)` parameters,
in one constant that both the config default and the database fallback
use. The database no longer sets its own busy timeout after opening, so
the URL's value applies. A new test opens a file database with those
parameters through db.New and checks the journal mode and busy timeout.
README.md's database text now matches, and an in-memory test database
drops the same ignored parameter.
Model: opus-5-5