Default the manifest to index.mf and keep it out of its own listing (closes #100)

mfer gen now writes index.mf instead of .index.mf, the name fetch
requests and the README calls the standard filename. Given a
directory, check, freshen, list and export look only for index.mf;
.index.mf is no longer recognized. Because index.mf is not hidden, gen
and freshen leave out of their own listing the manifest they write and
a temp file an interrupted run left beside it, matched by file
identity (os.SameFile) however the path is spelled. The scanner takes
these as a plain ExcludePaths list; manifestTempPath alone names the
temp file, for both writes, both skips and the tests.

Model: opus-5-5

internal/cli/check.go

@@ -75,25 +75,22 @@ func safeRateUint64(rate float64) uint64 {
 	return uint64(rate)
 }
 
-// findManifest looks for a manifest file in the given directory.
-// It checks for index.mf and .index.mf, returning the first one found.
+// findManifest returns the path of the manifest with the default name in
+// dir, or an error if there is none.
 func findManifest(fs afero.Fs, dir string) (string, error) {
-	candidates := []string{"index.mf", ".index.mf"}
-	for _, name := range candidates {
-		path := filepath.Join(dir, name)
+	path := filepath.Join(dir, defaultManifestName)
 
-		exists, err := afero.Exists(fs, path)
-		if err != nil {
-			return "", err
-		}
-
-		if exists {
-			return path, nil
-		}
+	exists, err := afero.Exists(fs, path)
+	if err != nil {
+		return "", err
 	}
 
-	return "", fmt.Errorf(
-		"%w in %s (looked for index.mf and .index.mf)", errNoManifestFound, dir)
+	if !exists {
+		return "", fmt.Errorf("%w in %s (looked for %s)",
+			errNoManifestFound, dir, defaultManifestName)
+	}
+
+	return path, nil
 }
 
 // fetchManifestToTemp downloads a manifest URL to a temporary file and