Never list index.mf at the top of the tree in gen and freshen (closes #233)

fetch saves the manifest as index.mf at the top of the tree and refuses a
manifest that lists a file there. gen given --output, and freshen with its
manifest outside the base directory, listed such a file, so they wrote
manifests fetch would not take.

gen now leaves out index.mf in each directory it is given, or beside each
file it is given, the same way it leaves out the file it writes. freshen
leaves out index.mf at the top of the base directory. index.mf in a
subdirectory is still listed. The README says so for both commands.

Model: opus-5-5

README.md

@@ -287,6 +287,9 @@ are now tracked only in the [issues](https://git.eeqj.de/sneak/mfer/issues).
       only on the paths it is given and the files under them, so with the same
       `--seed` and an unchanged tree it writes the same bytes wherever the
       manifest goes. The file it writes to is never listed
+    - never lists `index.mf` at the top of a directory it is given, or a file it
+      is given by that name, wherever it writes the manifest, since `fetch`
+      saves the manifest there; `index.mf` in a subdirectory is listed
 - `mfer check` / `mfer check .`
     - verifies checksums of all files in manifest, displaying error and exiting
       nonzero if any files are missing or corrupted, or have permission bits
@@ -305,7 +308,8 @@ are now tracked only in the [issues](https://git.eeqj.de/sneak/mfer/issues).
     - rewrites `index.mf` to list the files now under the directory holding it,
       or under the one `--base` names, hashing only the files that are new or
       changed
-    - lists regular files only, as gen does
+    - lists regular files only, and never `index.mf` at the top of that
+      directory, as gen does
     - leaves out hidden files unless given `--include-dotfiles`, and symlinks
       unless given `--follow-symlinks`, which lists each symlink to a regular
       file under its own name with the contents of the file it points to