Configure prettier and make fmt-check cover markdown (closes #69)

script/fmt ran prettier with default settings over root-level *.md and
*.json, swallowing every failure with `|| true`, while script/fmt-check
checked gofmt only. The formatter and the gate therefore disagreed
silently: `make fmt` rewrote markdown that `make check` never looked at,
including REPO_POLICIES.md, which is a verbatim copy of an authoritative
upstream document that local tooling must not touch.

Configuration:

- .prettierrc pins the two policy deviations from prettier defaults,
  four-space indents and proseWrap: always. Nothing else.
- .prettierignore excludes REPO_POLICIES.md so no local run can drift it
  from upstream again, plus .golangci.yml (user-owned, and listed even
  though the current file set does not reach it) and node_modules,
  vendor, bin.

One canonical file set:

- New script/prettier takes --write or --check and applies the same
  patterns in both modes, so script/fmt and script/fmt-check cannot
  drift apart by construction. The patterns are repo-wide (**/*.md,
  **/*.json) rather than root-only, so markdown in subdirectories such
  as a future docs/ is covered.
- No `|| true` anywhere, and no --no-error-on-unmatched-pattern: both
  patterns always match tracked files, so an empty match means the glob
  broke and prettier should say so instead of passing vacuously. A
  missing prettier is a hard error naming script/bootstrap, not a
  silent skip.

Pinned prettier:

- package.json/yarn.lock pin prettier 3.9.6; the lockfile carries the
  integrity hash, and --frozen-lockfile enforces it. script/prettier
  prefers node_modules/.bin/prettier and warns on stderr when it has to
  fall back to a PATH prettier of unknown version.
- script/bootstrap now installs node, yarn, and the locked JS deps. Its
  NODE_VERSION and YARN_VERSION pins already existed.

Docker gate:

- The golangci-lint image has no node, so the lint stage runs the new
  script/fmt-check-go (the Go half of fmt-check, extracted) instead of
  the whole thing.
- The markdown half gets its own stage on a digest-pinned node image
  shipping exactly the node and yarn versions bootstrap pins. The
  builder stage takes a COPY --from dependency on it, so BuildKit cannot
  skip it and a markdown violation fails `docker build .` rather than
  being skipped somewhere nobody looks.

Markdown files other than REPO_POLICIES.md are reformatted here for the
first time under the policy settings.

AGENTS.md

@@ -13,7 +13,8 @@ source for coding standards, formatting, linting, and workflow rules.
 - After each change, run `make fmt`, then `make test`, then `make lint`. Fix any
   failures before committing.
 
-- After each change, commit only the files you've changed. Push after committing.
+- After each change, commit only the files you've changed. Push after
+  committing.
 
 ## Attribution
 
@@ -26,5 +27,5 @@ source for coding standards, formatting, linting, and workflow rules.
 - The proto definition is in `mfer/mf.proto`; generated `.pb.go` files are
   committed (required for `go get` compatibility).
 - The format specification is in `FORMAT.md`.
-- See the TODO section in `README.md` for the 1.0 implementation plan
-  and open design questions.
+- See the TODO section in `README.md` for the 1.0 implementation plan and open
+  design questions.