No legitimate admin will require 20 login attempts. The default 6 is a sane middle ground especially since in 10 minutes they can try again or immediately from another IP anyway.
A 60 second/1 minute ban time is not long enough to counter brute force attacks which is the main purpose of fail2ban for mail in a box. The default bantime of 10 minutes is still sane and I think we have proven fail2ban is reliable enough not to cause problems in general. It is not worth sacrificing security for the rare case where an admin locks themselves out for 10 minutes.
