Verify login credentials before spending rate-limit budget (closes #150)

With TRUSTED_PROXIES empty behind the reverse proxy production is
required to run behind, every login POST keyed on the proxy's address
and shared one 5/minute bucket. A stranger sending five POSTs a
minute -- 0.08 requests per second, from anywhere -- kept that bucket
permanently full, and the operator's own correct password was answered
429 indefinitely with no second administrative path.

The login POST no longer has a pre-emptive limiter. The handler
verifies credentials first and spends budget only on a FAILED attempt,
so a correct password is never throttled whatever the counters hold.
Three things follow, and are implemented together because the first is
unsafe without the other two:

- Failures are counted per (client bucket, submitted username), five
  per minute, after which further failures get 429 with a Retry-After.
  A successful login clears the counter, so mistyping and then
  succeeding does not leave the operator throttled.
- Both key sets are capped at 1024 entries. The submitted username is
  attacker-controlled, so past the first cap failures fall back to a
  counter keyed on the client alone, and past both caps a failure is
  answered as throttled without being recorded. Tracked state stays
  under half a megabyte and does not grow with invented usernames.
- Concurrent Argon2id verifications are capped at two, a 128 MB
  ceiling at 64 MB per hash. Every password-hashing endpoint takes a
  slot, including the password-change endpoint, which holds one across
  both its hashes. A request that waits five seconds without a slot is
  answered 503 and no hash runs for it.

An unknown username is verified against a dummy hash instead of
returning early, so a nonexistent account costs the same time as a
real one and the response cannot be used to enumerate usernames.

The password-change limiter is unchanged: RequireAuth runs ahead of
it, so only a request already carrying a valid session reaches its
bucket.

Also adds the missing test for the third bucketKey call site, where
the peer is a trusted proxy but the forwarded chain names no client.
Every existing test of that fallback uses an IPv4 proxy, where
bucketKey is the identity function, so dropping the /64 masking there
left the suite green.

README and the TRUSTED_PROXIES startup warning updated: a shared
bucket now costs precision, not the availability of the admin path.

internal/middleware/ratelimit_test.go

@@ -20,14 +20,14 @@ import (
 	"sneak.berlin/go/webhooker/internal/middleware"
 )
 
-func TestLoginRateLimit_AllowsGET(t *testing.T) {
+func TestPostRateLimit_AllowsGET(t *testing.T) {
 	t.Parallel()
 
 	m, _ := testMiddleware(t, config.EnvironmentDev)
 
 	var callCount int
 
-	handler := m.LoginRateLimit()(http.HandlerFunc(
+	handler := m.PasswordChangeRateLimit()(http.HandlerFunc(
 		func(w http.ResponseWriter, _ *http.Request) {
 			callCount++
 
@@ -39,7 +39,7 @@ func TestLoginRateLimit_AllowsGET(t *testing.T) {
 	for i := range 20 {
 		req := httptest.NewRequestWithContext(
 			context.Background(),
-			http.MethodGet, "/pages/login", nil,
+			http.MethodGet, "/user/admin/password", nil,
 		)
 		req.RemoteAddr = "192.168.1.1:12345"
 
@@ -110,20 +110,6 @@ func runPostLimitTest(
 	assert.Equal(t, limit, callCount)
 }
 
-func TestLoginRateLimit_LimitsPOST(t *testing.T) {
-	t.Parallel()
-
-	m, _ := testMiddleware(t, config.EnvironmentDev)
-
-	runPostLimitTest(
-		t,
-		m.LoginRateLimit(),
-		middleware.LoginRateLimitConst,
-		"/pages/login",
-		"10.0.0.1:12345",
-	)
-}
-
 func TestPasswordChangeRateLimit_LimitsPOST(t *testing.T) {
 	t.Parallel()
 
@@ -138,19 +124,19 @@ func TestPasswordChangeRateLimit_LimitsPOST(t *testing.T) {
 	)
 }
 
-func TestLoginRateLimit_IndependentPerIP(t *testing.T) {
+func TestPostRateLimit_IndependentPerIP(t *testing.T) {
 	t.Parallel()
 
 	m, _ := testMiddleware(t, config.EnvironmentDev)
 
-	handler := m.LoginRateLimit()(http.HandlerFunc(
+	handler := m.PasswordChangeRateLimit()(http.HandlerFunc(
 		func(w http.ResponseWriter, _ *http.Request) {
 			w.WriteHeader(http.StatusOK)
 		},
 	))
 
 	// Exhaust limit for IP1
-	for range middleware.LoginRateLimitConst {
+	for range middleware.PasswordChangeRateLimitConst {
 		req := httptest.NewRequestWithContext(
 			context.Background(),
 			http.MethodPost, "/pages/login", nil,
@@ -367,7 +353,14 @@ func TestReceiverRateLimit_CountsEveryMethod(t *testing.T) {
 }
 
 const (
-	loginPath  = "/pages/login"
+	// limitedPath is the endpoint these tests drive the shared POST
+	// rate limiter through. It is the password-change path: since
+	// the login POST verifies credentials before spending any
+	// budget, the password-change limiter is the only pre-emptive
+	// POST limiter left, and it is what pins the shared key
+	// function's behaviour here.
+	limitedPath = "/user/admin/password"
+
 	headerXFF  = "X-Forwarded-For"
 	headerReal = "X-Real-IP"
 	headerTrue = "True-Client-IP"
@@ -415,10 +408,10 @@ func assertSharedBucket(
 	m := rateLimitMiddleware(
 		t, &config.Config{TrustedProxies: proxies},
 	)
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
-	for i := range middleware.LoginRateLimitConst {
-		w := postWithHeaders(handler, peer, loginPath, headers(i))
+	for i := range middleware.PasswordChangeRateLimitConst {
+		w := postWithHeaders(handler, peer, limitedPath, headers(i))
 		assert.Equal(
 			t, http.StatusOK, w.Code,
 			"request %d should pass", i,
@@ -426,8 +419,8 @@ func assertSharedBucket(
 	}
 
 	w := postWithHeaders(
-		handler, peer, loginPath,
-		headers(middleware.LoginRateLimitConst),
+		handler, peer, limitedPath,
+		headers(middleware.PasswordChangeRateLimitConst),
 	)
 	assert.Equal(t, http.StatusTooManyRequests, w.Code, msg)
 }
@@ -549,24 +542,24 @@ func TestRateLimitKey_ForwardedHonouredFromTrustedPeer(
 	m := rateLimitMiddleware(t, &config.Config{
 		TrustedProxies: trustedProxies(trustedProxyCIDR),
 	})
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
 	const peer = trustedPeer
 
 	first := map[string]string{headerXFF: clientIPv4}
 
-	for range middleware.LoginRateLimitConst {
-		postWithHeaders(handler, peer, loginPath, first)
+	for range middleware.PasswordChangeRateLimitConst {
+		postWithHeaders(handler, peer, limitedPath, first)
 	}
 
-	w := postWithHeaders(handler, peer, loginPath, first)
+	w := postWithHeaders(handler, peer, limitedPath, first)
 	assert.Equal(
 		t, http.StatusTooManyRequests, w.Code,
 		"the forwarded client's own bucket must fill up",
 	)
 
 	w = postWithHeaders(
-		handler, peer, loginPath,
+		handler, peer, limitedPath,
 		map[string]string{headerXFF: clientIPv4Alt},
 	)
 	assert.Equal(
@@ -662,7 +655,7 @@ func TestRateLimitKey_LongChainAllocationIsBounded(t *testing.T) {
 	})
 
 	req := httptest.NewRequestWithContext(
-		context.Background(), http.MethodPost, loginPath, nil,
+		context.Background(), http.MethodPost, limitedPath, nil,
 	)
 	req.RemoteAddr = trustedPeer
 	req.Header.Set(
@@ -869,7 +862,7 @@ func clientKeyFor(
 	t.Helper()
 
 	req := httptest.NewRequestWithContext(
-		context.Background(), http.MethodPost, loginPath, nil,
+		context.Background(), http.MethodPost, limitedPath, nil,
 	)
 	req.RemoteAddr = remoteAddr
 
@@ -1019,23 +1012,23 @@ func TestRateLimitKey_UnparseablePeerKeepsDistinctBuckets(
 	)
 }
 
-// TestLoginRateLimit_IPv6SharesBucketWithinSlash64 is the behavioural
+// TestPostRateLimit_IPv6SharesBucketWithinSlash64 is the behavioural
 // half, and the regression test for the bypass itself: a client that
 // rotates source addresses inside its own routed /64 must stay in one
 // bucket. Reverting the masking makes this test fail, because each
 // rotated address would mint a fresh bucket and nothing would be
 // rejected.
-func TestLoginRateLimit_IPv6SharesBucketWithinSlash64(t *testing.T) {
+func TestPostRateLimit_IPv6SharesBucketWithinSlash64(t *testing.T) {
 	t.Parallel()
 
 	m := rateLimitMiddleware(t, &config.Config{})
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
-	for i := range middleware.LoginRateLimitConst {
+	for i := range middleware.PasswordChangeRateLimitConst {
 		w := postWithHeaders(
 			handler,
 			fmt.Sprintf("[2001:db8:1:2::%d]:44444", i+1),
-			loginPath, nil,
+			limitedPath, nil,
 		)
 		assert.Equal(
 			t, http.StatusOK, w.Code, "request %d should pass", i,
@@ -1043,7 +1036,7 @@ func TestLoginRateLimit_IPv6SharesBucketWithinSlash64(t *testing.T) {
 	}
 
 	w := postWithHeaders(
-		handler, "[2001:db8:1:2::ffff]:44444", loginPath, nil,
+		handler, "[2001:db8:1:2::ffff]:44444", limitedPath, nil,
 	)
 	assert.Equal(
 		t, http.StatusTooManyRequests, w.Code,
@@ -1052,23 +1045,23 @@ func TestLoginRateLimit_IPv6SharesBucketWithinSlash64(t *testing.T) {
 	)
 }
 
-// TestLoginRateLimit_IPv6IndependentAcrossSlash64 is the other side
+// TestPostRateLimit_IPv6IndependentAcrossSlash64 is the other side
 // of the trade: bucketing by /64 must not merge separate allocations,
 // so a client in a different /64 keeps its own limit.
-func TestLoginRateLimit_IPv6IndependentAcrossSlash64(t *testing.T) {
+func TestPostRateLimit_IPv6IndependentAcrossSlash64(t *testing.T) {
 	t.Parallel()
 
 	m := rateLimitMiddleware(t, &config.Config{})
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
-	for range middleware.LoginRateLimitConst + 1 {
+	for range middleware.PasswordChangeRateLimitConst + 1 {
 		postWithHeaders(
-			handler, "[2001:db8:1:2::1]:44444", loginPath, nil,
+			handler, "[2001:db8:1:2::1]:44444", limitedPath, nil,
 		)
 	}
 
 	w := postWithHeaders(
-		handler, "[2001:db8:1:3::1]:44444", loginPath, nil,
+		handler, "[2001:db8:1:3::1]:44444", limitedPath, nil,
 	)
 	assert.Equal(
 		t, http.StatusOK, w.Code,
@@ -1076,23 +1069,23 @@ func TestLoginRateLimit_IPv6IndependentAcrossSlash64(t *testing.T) {
 	)
 }
 
-// TestLoginRateLimit_IPv4IndependentPerAddress guards against the
+// TestPostRateLimit_IPv4IndependentPerAddress guards against the
 // masking leaking into IPv4: two addresses one apart must still hold
 // separate buckets.
-func TestLoginRateLimit_IPv4IndependentPerAddress(t *testing.T) {
+func TestPostRateLimit_IPv4IndependentPerAddress(t *testing.T) {
 	t.Parallel()
 
 	m := rateLimitMiddleware(t, &config.Config{})
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
-	for range middleware.LoginRateLimitConst + 1 {
+	for range middleware.PasswordChangeRateLimitConst + 1 {
 		postWithHeaders(
-			handler, clientIPv4+":44444", loginPath, nil,
+			handler, clientIPv4+":44444", limitedPath, nil,
 		)
 	}
 
 	w := postWithHeaders(
-		handler, clientIPv4Alt+":44444", loginPath, nil,
+		handler, clientIPv4Alt+":44444", limitedPath, nil,
 	)
 	assert.Equal(
 		t, http.StatusOK, w.Code,
@@ -1112,7 +1105,7 @@ func forwardedKeyFor(
 	t.Helper()
 
 	req := httptest.NewRequestWithContext(
-		context.Background(), http.MethodPost, loginPath, nil,
+		context.Background(), http.MethodPost, limitedPath, nil,
 	)
 	req.RemoteAddr = trustedPeer
 	req.Header.Set(headerXFF, forwarded)
@@ -1177,11 +1170,77 @@ func TestRateLimitKey_ForwardedIPv6BucketsByPrefix(t *testing.T) {
 	}
 }
 
-// TestLoginRateLimit_ForwardedIPv6SharesBucketWithinSlash64 is the
+// TestRateLimitKey_TrustedPeerUnusableForwardedMasksPeer covers the
+// third bucketKey call site: the peer IS a trusted proxy, but the
+// forwarded chain cannot name a client, so the key falls back to the
+// peer address — and that fallback owes the same /64 masking every
+// other key gets.
+//
+// Every existing test of this fallback uses an IPv4 proxy, where
+// bucketKey is the identity function, so replacing the call with
+// peer.String() leaves the whole suite green. Only operator-listed
+// addresses reach this line and the fallback is fail-closed, so this
+// pins behaviour rather than fixing a defect.
+func TestRateLimitKey_TrustedPeerUnusableForwardedMasksPeer(
+	t *testing.T,
+) {
+	t.Parallel()
+
+	const (
+		proxyCIDR = "2001:db8:ffff::/48"
+		proxyPeer = "[2001:db8:ffff:1::5]:44444"
+		wantKey   = "2001:db8:ffff:1::/64"
+	)
+
+	m := rateLimitMiddleware(t, &config.Config{
+		TrustedProxies: trustedProxies(proxyCIDR),
+	})
+
+	for _, tc := range []struct {
+		name      string
+		forwarded string
+		about     string
+	}{{
+		name:  "absent",
+		about: "no X-Forwarded-For at all falls back to the peer",
+	}, {
+		name:      "unreadable-hop",
+		forwarded: "unknown",
+		about: "a hop that is not a bare address ends the walk " +
+			"and falls back to the peer",
+	}, {
+		name:      "all-hops-trusted",
+		forwarded: "2001:db8:ffff:2::9",
+		about: "a chain naming only trusted proxies names no " +
+			"client, so the peer is used",
+	}} {
+		t.Run(tc.name, func(t *testing.T) {
+			t.Parallel()
+
+			req := httptest.NewRequestWithContext(
+				context.Background(),
+				http.MethodPost, limitedPath, nil,
+			)
+			req.RemoteAddr = proxyPeer
+
+			if tc.forwarded != "" {
+				req.Header.Set(headerXFF, tc.forwarded)
+			}
+
+			assert.Equal(
+				t, wantKey,
+				middleware.ClientKeyForTest(m, req),
+				"%s, masked to its /64", tc.about,
+			)
+		})
+	}
+}
+
+// TestPostRateLimit_ForwardedIPv6SharesBucketWithinSlash64 is the
 // behavioural half on the production path: behind a trusted proxy, a
 // client rotating source addresses inside its own routed /64 must
 // stay in one bucket.
-func TestLoginRateLimit_ForwardedIPv6SharesBucketWithinSlash64(
+func TestPostRateLimit_ForwardedIPv6SharesBucketWithinSlash64(
 	t *testing.T,
 ) {
 	t.Parallel()
@@ -1198,10 +1257,10 @@ func TestLoginRateLimit_ForwardedIPv6SharesBucketWithinSlash64(
 	)
 }
 
-// TestLoginRateLimit_ForwardedIPv6IndependentAcrossSlash64 is the
+// TestPostRateLimit_ForwardedIPv6IndependentAcrossSlash64 is the
 // other side of that trade on the same path: bucketing by /64 must
 // not merge two allocations reaching the proxy.
-func TestLoginRateLimit_ForwardedIPv6IndependentAcrossSlash64(
+func TestPostRateLimit_ForwardedIPv6IndependentAcrossSlash64(
 	t *testing.T,
 ) {
 	t.Parallel()
@@ -1209,15 +1268,15 @@ func TestLoginRateLimit_ForwardedIPv6IndependentAcrossSlash64(
 	m := rateLimitMiddleware(t, &config.Config{
 		TrustedProxies: trustedProxies(trustedProxyCIDR),
 	})
-	handler := m.LoginRateLimit()(okHandler())
+	handler := m.PasswordChangeRateLimit()(okHandler())
 
 	spent := map[string]string{headerXFF: clientIPv6}
-	for range middleware.LoginRateLimitConst + 1 {
-		postWithHeaders(handler, trustedPeer, loginPath, spent)
+	for range middleware.PasswordChangeRateLimitConst + 1 {
+		postWithHeaders(handler, trustedPeer, limitedPath, spent)
 	}
 
 	w := postWithHeaders(
-		handler, trustedPeer, loginPath,
+		handler, trustedPeer, limitedPath,
 		map[string]string{headerXFF: clientIPv6Other},
 	)
 	assert.Equal(