Add inactivity-based session timeout (closes #66)

Sessions had only a 7-day absolute lifetime, and that cap was enforced
only by the cookie's MaxAge -- i.e. only by the browser. An abandoned
session stayed usable for the full week.

Sessions are now bounded by two independent, server-enforced clocks,
and end at whichever expires first:

- absolute: created_at + 7 days, stamped once by SetUser and never
  rewritten, so no amount of activity can extend it
- idle: last_seen + SESSION_IDLE_TIMEOUT (default 24h), pushed forward
  by the new Session.Touch

Both deadlines are checked in Session.expired, which IsAuthenticated
now consults, so every existing authentication decision honours them
without each call site having to remember.

Activity means a request that passes RequireAuth, which is the only
place Touch is called; an unauthenticated request carrying the cookie
cannot keep a session alive. Touch re-checks authentication itself so
that guarantee does not depend on the call site.

To avoid re-issuing the session cookie on every authenticated request,
Touch rewrites last_seen only once it is older than a tenth of the idle
window. The session therefore expires up to 10% early relative to the
user's true last request, never late.

An authenticated session carrying no timestamps (a cookie minted before
this change) is treated as expired, so the failure mode of the upgrade
is one forced re-login rather than an unbounded session.

Tests use an injected clock rather than sleeps and cover idle expiry,
refresh on activity, an actively used session still dying at the
absolute cap, refusal to refresh unauthenticated or expired sessions,
disabled idle expiry, and startup aborting on an unparseable
SESSION_IDLE_TIMEOUT.

TODO.md

@@ -28,6 +28,10 @@ databases currently grow without bound.
 
 # Completed Steps
 
+- 2026-08-09 Inactivity-based session timeout: sliding idle expiry
+  (`SESSION_IDLE_TIMEOUT`, default `24h`) refreshed on authenticated
+  requests, with the 7-day absolute cap kept as an independent
+  backstop that activity never extends (#66)
 - 2026-08-07 Update golangci-lint to v2.12.2 (Docker image digest in
   `Dockerfile`, release-archive sha256 pins in `script/bootstrap`),
   adopt the canonical `.golangci.yml` (v2 `linters.settings` layout so
@@ -71,7 +75,7 @@ databases currently grow without bound.
     - event redelivery endpoint
     - OpenAPI specification
 - Analytics dashboard: success rates, response times, volume
-- Session expiration tuning and a remember-me option
+- A remember-me option at login
 - Password change and reset flow
 - Later, nice to have
     - email delivery target type