refactor: replace custom CSRF and rate-limiting with off-the-shelf libraries

Replace custom CSRF middleware with gorilla/csrf and custom rate-limiting
middleware with go-chi/httprate, as requested in code review.

CSRF changes:
- Replace session-based CSRF tokens with gorilla/csrf cookie-based
  double-submit pattern (HMAC-authenticated cookies)
- Keep same form field name (csrf_token) for template compatibility
- Keep same route exclusions (webhook/API routes)
- In dev mode, mark requests as plaintext HTTP to skip Referer check

Rate limiting changes:
- Replace custom token-bucket rate limiter with httprate sliding-window
  counter (per-IP, 5 POST requests/min on login endpoint)
- Remove custom IP extraction (httprate.KeyByRealIP handles
  X-Forwarded-For, X-Real-IP, True-Client-IP)
- Remove custom cleanup goroutine (httprate manages its own state)

Kept as-is:
- SSRF prevention code (internal/delivery/ssrf.go) — application-specific
- CSRFToken() wrapper function — handlers unchanged

Updated README security section and architecture overview to reflect
library choices.

go.mod

@@ -9,7 +9,9 @@ require (
 	github.com/getsentry/sentry-go v0.25.0
 	github.com/go-chi/chi v1.5.5
 	github.com/go-chi/cors v1.2.1
+	github.com/go-chi/httprate v0.15.0
 	github.com/google/uuid v1.6.0
+	github.com/gorilla/csrf v1.7.3
 	github.com/gorilla/sessions v1.4.0
 	github.com/joho/godotenv v1.5.1
 	github.com/prometheus/client_golang v1.18.0
@@ -17,7 +19,6 @@ require (
 	github.com/stretchr/testify v1.8.4
 	go.uber.org/fx v1.20.1
 	golang.org/x/crypto v0.38.0
-	golang.org/x/time v0.14.0
 	gorm.io/driver/sqlite v1.5.4
 	gorm.io/gorm v1.25.5
 	modernc.org/sqlite v1.28.0
@@ -32,6 +33,7 @@ require (
 	github.com/jinzhu/inflection v1.0.0 // indirect
 	github.com/jinzhu/now v1.1.5 // indirect
 	github.com/kballard/go-shellquote v0.0.0-20180428030007-95032a82bc51 // indirect
+	github.com/klauspost/cpuid/v2 v2.2.10 // indirect
 	github.com/kr/text v0.2.0 // indirect
 	github.com/mattn/go-isatty v0.0.20 // indirect
 	github.com/mattn/go-sqlite3 v1.14.17 // indirect
@@ -41,6 +43,7 @@ require (
 	github.com/prometheus/common v0.45.0 // indirect
 	github.com/prometheus/procfs v0.12.0 // indirect
 	github.com/remyoudompheng/bigfft v0.0.0-20230129092748-24d4a6f8daec // indirect
+	github.com/zeebo/xxh3 v1.0.2 // indirect
 	go.uber.org/atomic v1.9.0 // indirect
 	go.uber.org/dig v1.17.0 // indirect
 	go.uber.org/multierr v1.9.0 // indirect