Store and compare file mtimes in nanoseconds (closes #226)

The files table held mtime in whole seconds and the scanner compared
whole seconds. A file rewritten with its size unchanged and a new mtime
in the same second as the indexed one was treated as unchanged, and
every later snapshot restored the old content. mtime is now stored as
nanoseconds since the Unix epoch and compared at that precision.

A local index written before this change holds seconds in mtime: its
next backup re-chunks every file once, and a restore of a snapshot made
before it sets mtimes near 1970.

An mtime outside the years 1678 to 2262 does not fit in int64
nanoseconds; it is stored wrong and restored wrong.

Model: opus-5-5

internal/snapshot/scanner.go

@@ -1221,7 +1221,7 @@ func (s *Scanner) checkFileInMemory(
 
 	// Check if file has changed
 	if existingFile.Size != file.Size ||
-		existingFile.MTime.Unix() != file.MTime.Unix() ||
+		existingFile.MTime.UnixNano() != file.MTime.UnixNano() ||
 		existingFile.Mode != file.Mode ||
 		existingFile.UID != file.UID ||
 		existingFile.GID != file.GID {