Store and compare file mtimes to the nanosecond (closes #226)

The files table held mtime in whole seconds and the scanner compared
whole seconds. A file rewritten with its size unchanged and a new mtime
in the same second as the indexed one was treated as unchanged, and
every later snapshot restored the old content. A new mtime_nsec column
now holds the nanoseconds within the second that mtime holds, and the
scanner compares the full mtime.

A local index created before this change lacks the column and is
rebuilt with `vaultik database delete` and a full backup. A snapshot
made before it cannot be restored by this version.

Model: opus-5-5

internal/database/repository_edge_cases_test.go

@@ -606,8 +606,7 @@ func TestTimezoneHandling(t *testing.T) {
 		t.Skip("timezone not available")
 	}
 
-	// Use Truncate to remove sub-second precision since we store as Unix timestamps
-	nyTime := time.Now().In(loc).Truncate(time.Second)
+	nyTime := time.Now().In(loc)
 	file := &File{
 		Path:  "/timezone-test.txt",
 		MTime: nyTime,