discriminator: each decision heuristic is its own module (closes #195)

Each discriminator check is now a type in its own file behind one small interface, listed in `heuristics.go`. Adding a heuristic is one file and one line. Behaviour does not change.

Refusal and ban log lines gain `heuristic` and `heuristic_figures`. A ban after the answer, by `refusal_limit` or `byte_limits`, logs `after_answer_heuristic` and its figures, so one line can name both.

Deviation: four lists, not the planned three, so `refusal_limit` still bans at the decision.
Rule suppressed: `//nolint:lll` on one struct tag.

Model: opus-5-5

internal/discriminator/rulefiles_test.go

@@ -93,6 +93,21 @@ func TestEachRuleAction(t *testing.T) {
 	s.get(client, http.StatusTooManyRequests, requestlog.ActionBanned)
 }
 
+func TestRuleRefusalNamesItsHeuristicAndTheRule(t *testing.T) {
+	t.Parallel()
+
+	s, _, _ := startWithClock(t, "", map[string]string{
+		rulesDir: writeRules(t, "noted path log ^/\n"+testRules),
+	})
+
+	line := s.request(client, "/blocked", http.StatusForbidden,
+		requestlog.ActionRuleBlocked)
+	wantHeuristic(t, line, "rule_files", `{"rule_id": "blocked", "rule_action": "block"}`)
+
+	line = s.request(client, "/.env", http.StatusForbidden, requestlog.ActionBanned)
+	wantHeuristic(t, line, "rule_files", `{"rule_id": "probe", "rule_action": "ban"}`)
+}
+
 func TestNextClearSignOfAttackAfterABanBansPermanently(t *testing.T) {
 	t.Parallel()