discriminator: each decision heuristic is its own module (closes #195)

Each discriminator check is now a type in its own file behind one small interface, listed in `heuristics.go`. Adding a heuristic is one file and one line. Behaviour does not change.

Refusal and ban log lines gain `heuristic` and `heuristic_figures`. A ban after the answer, by `refusal_limit` or `byte_limits`, logs `after_answer_heuristic` and its figures, so one line can name both.

Deviation: four lists, not the planned three, so `refusal_limit` still bans at the decision.
Rule suppressed: `//nolint:lll` on one struct tag.

Model: opus-5-5

internal/discriminator/ratelimits_test.go

@@ -72,6 +72,17 @@ func TestRateLimitRefusesBeforeTheApp(t *testing.T) {
 	}
 }
 
+func TestRateLimitRefusalNamesItsHeuristicWindowCountAndLimit(t *testing.T) {
+	t.Parallel()
+
+	s, _, _ := startWithClock(t, "", map[string]string{rateLimitPerMinute: "1"})
+
+	s.get(client, http.StatusOK, requestlog.ActionForward)
+
+	line := s.get(client, http.StatusForbidden, requestlog.ActionRateLimited)
+	wantHeuristic(t, line, "rate_limits", `{"window": "minute", "count": 2, "limit": 1}`)
+}
+
 func TestIPv6GroupPrefixSetsTheClientTheLimitsCount(t *testing.T) {
 	t.Parallel()