discriminator: each decision heuristic is its own module (closes #195)

Each discriminator check is now a type in its own file behind one small interface, listed in `heuristics.go`. Adding a heuristic is one file and one line. Behaviour does not change.

Refusal and ban log lines gain `heuristic` and `heuristic_figures`. A ban after the answer, by `refusal_limit` or `byte_limits`, logs `after_answer_heuristic` and its figures, so one line can name both.

Deviation: four lists, not the planned three, so `refusal_limit` still bans at the decision.
Rule suppressed: `//nolint:lll` on one struct tag.

Model: opus-5-5

internal/discriminator/observe_test.go

@@ -14,6 +14,18 @@ import (
 // observe is the value of SWW_MODE for observe mode.
 const observe = "observe"
 
+func TestObserveModeNamesTheHeuristicThatWouldHaveRefused(t *testing.T) {
+	t.Parallel()
+
+	s, _, _ := startWithClock(t, "", map[string]string{
+		mode: observe, denyNets: client,
+	})
+
+	line := s.get(client, http.StatusOK, requestlog.ActionForward)
+	wantWouldAction(t, line, requestlog.ActionDenied)
+	wantHeuristic(t, line, "deny_nets", `{"netblock": "`+client+`/32"}`)
+}
+
 func TestObserveModeForwardsWhatEnforceModeRefuses(t *testing.T) {
 	t.Parallel()