vault.CreateVault now checks for the vault before writing anything and
fails with "vault NAME already exists" (vault.ErrVaultExists). secret
init and secret vault create call it while holding the state directory
lock, so two creates at once cannot both pass the check. Before, either
command over an existing vault replaced its metadata, passphrase
unlocker and longterm.age, so none of its secrets could be decrypted.
The lock tests set up the vault "work" instead of "default", which init
now refuses to create again.
Model: opus-5-5
