Create a vault whole in a temporary directory, then select it (closes #105)

vault.CreateVault takes the unlocker passphrase and writes the vault
directory, its metadata, long-term public key and passphrase unlocker
into a temporary directory, renames that into vaults.d once complete,
and only then makes the vault current. secret init and secret vault
create call it once instead of adding the unlocker afterwards, so a
kill part-way leaves either no vault, whose temporary directory the
next command that takes the lock deletes, or a complete one. A test
records the state directory before every change the call makes and
checks each state, and the command run again from it.

Model: opus-5-5

internal/vault/errors.go

@@ -31,6 +31,11 @@ var (
 	// Composed as "vault <name> already exists".
 	ErrVaultExists = errors.New("already exists")
 
+	// ErrUnlockerWithoutMnemonic indicates that CreateVault was given a
+	// passphrase for an unlocker but no mnemonic to derive the long-term key
+	// it unlocks. Composed as "vault <name> needs a mnemonic for an unlocker".
+	ErrUnlockerWithoutMnemonic = errors.New("needs a mnemonic for an unlocker")
+
 	// ErrNilValueBuffer indicates a nil value buffer was supplied.
 	ErrNilValueBuffer = errors.New("value buffer is nil")