`Photo` gains:
- `savePath` and `isLocal`: synchronous, disk only. Where `lib.backup()` writes the original under the library's `downloadDirectory`, and whether all of it is there; a copy only in the cache does not count.
- `content()` and `exif()`: async, may download. `exif()` reads the common EXIF fields of a JPEG and returns `{}` for anything else.
- The getters `modifiedAt` and `hash`, also on `PhotoRecord`, and `year`.
For a live photo the backup has not stored yet, `savePath` carries the title's extension, and the image may be stored under a different one. The JPEG EXIF scan moved to `src/exif.ts`. The exported `PhotoContent` interface gains `savePath` and `isLocal`.
Judgement call: `iso` is read only when the file stores it as a single number.
Model: opus-5-5
Adds a synchronous, key-free snapshot() returning LibrarySnapshot (one PhotoRecord per fileID, deduped, newest first) with edited-name/time precedence (pubMagicMetadata over basic metadata) in milliseconds, plus AlbumRecord (favorites identified by type). subscribe({onChange}) delivers LibraryChange (changed/removed albums and files, refreshedAt) only when a refresh changes something; unsubscribe stops delivery. Built on the existing refresh loop; served from RAM, safe to send over IPC.
Model: opus-4-8
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