Configure prettier and make fmt-check cover markdown (closes #69)

Adds .prettierrc and .prettierignore, a single script/prettier entrypoint shared by fmt and fmt-check so the two cannot drift, and prettier 3.9.6 pinned by yarn.lock integrity hash.

Markdown formatting is now gated in the authoritative Docker build via a new mdfmt stage, since the golangci-lint image has no node. REPO_POLICIES.md is ignored so local tooling cannot drift it from upstream.

Removes the || true that made the previous prettier invocation unable to fail.

script/fmt-check-go

@@ -0,0 +1,29 @@
+#!/bin/sh
+# script/fmt-check-go: check Go formatting (read-only). Split out from
+# script/fmt-check so the Docker lint stage, whose image has no node and
+# therefore no prettier, can run the Go half on its own.
+set -eu
+
+ROOT="$(cd "$(dirname "$0")/.." && pwd -P)"
+
+# Regenerate mfer/mf.pb.go from mfer/mf.proto if it is missing or stale
+# (mirrors the old Makefile prerequisite; the generated file is
+# committed, so this is normally a no-op).
+ensure_pb() {
+    if [ ! -f mfer/mf.pb.go ] ||
+        [ -n "$(find mfer/mf.proto -newer mfer/mf.pb.go 2>/dev/null)" ]; then
+        (cd mfer && go generate .)
+    fi
+}
+
+main() {
+    cd "$ROOT"
+    ensure_pb
+    if [ -n "$(gofmt -l .)" ]; then
+        echo "gofmt: files need formatting:" >&2
+        gofmt -l . >&2
+        exit 1
+    fi
+}
+
+main "$@"