refactor: replace Bearer token auth with HttpOnly cookies

- Remove POST /api/v1/register endpoint entirely
- Session creation (POST /api/v1/session) now sets neoirc_auth HttpOnly
  cookie instead of returning token in JSON body
- Login (POST /api/v1/login) now sets neoirc_auth HttpOnly cookie
  instead of returning token in JSON body
- Add PASS IRC command for setting session password (enables multi-client
  login via POST /api/v1/login)
- All per-request auth reads from neoirc_auth cookie instead of
  Authorization: Bearer header
- Cookie properties: HttpOnly, SameSite=Strict, Secure when behind TLS
- Logout and QUIT clear the auth cookie
- Update CORS to AllowCredentials:true with origin reflection
- Remove Authorization from CORS AllowedHeaders
- Update CLI client to use cookie jar (net/http/cookiejar)
- Remove Token field from SessionResponse
- Add SetPassword to DB layer, remove RegisterUser
- Comprehensive test updates for cookie-based auth
- Add tests: TestPassCommand, TestPassCommandShortPassword,
  TestPassCommandEmpty, TestSessionCookie
- Update README extensively: auth model, API reference, curl examples,
  security model, design principles, roadmap

closes #83

pkg/irc/commands.go

@@ -11,6 +11,7 @@ const (
 	CmdNames   = "NAMES"
 	CmdNick    = "NICK"
 	CmdNotice  = "NOTICE"
+	CmdPass    = "PASS"
 	CmdPart    = "PART"
 	CmdPing    = "PING"
 	CmdPong    = "PONG"