refactor: replace Bearer token auth with HttpOnly cookies

- Remove POST /api/v1/register endpoint entirely
- Session creation (POST /api/v1/session) now sets neoirc_auth HttpOnly
  cookie instead of returning token in JSON body
- Login (POST /api/v1/login) now sets neoirc_auth HttpOnly cookie
  instead of returning token in JSON body
- Add PASS IRC command for setting session password (enables multi-client
  login via POST /api/v1/login)
- All per-request auth reads from neoirc_auth cookie instead of
  Authorization: Bearer header
- Cookie properties: HttpOnly, SameSite=Strict, Secure when behind TLS
- Logout and QUIT clear the auth cookie
- Update CORS to AllowCredentials:true with origin reflection
- Remove Authorization from CORS AllowedHeaders
- Update CLI client to use cookie jar (net/http/cookiejar)
- Remove Token field from SessionResponse
- Add SetPassword to DB layer, remove RegisterUser
- Comprehensive test updates for cookie-based auth
- Add tests: TestPassCommand, TestPassCommandShortPassword,
  TestPassCommandEmpty, TestSessionCookie
- Update README extensively: auth model, API reference, curl examples,
  security model, design principles, roadmap

closes #83

internal/middleware/middleware.go

@@ -126,18 +126,23 @@ func (mware *Middleware) Logging() func(http.Handler) http.Handler {
 }
 
 // CORS returns middleware that handles Cross-Origin Resource Sharing.
+// AllowCredentials is true so browsers include cookies in
+// cross-origin API requests.
 func (mware *Middleware) CORS() func(http.Handler) http.Handler {
 	return cors.Handler(cors.Options{ //nolint:exhaustruct // optional fields
-		AllowedOrigins: []string{"*"},
+		AllowOriginFunc: func(
+			_ *http.Request, _ string,
+		) bool {
+			return true
+		},
 		AllowedMethods: []string{
 			"GET", "POST", "PUT", "DELETE", "OPTIONS",
 		},
 		AllowedHeaders: []string{
-			"Accept", "Authorization",
-			"Content-Type", "X-CSRF-Token",
+			"Accept", "Content-Type", "X-CSRF-Token",
 		},
 		ExposedHeaders:   []string{"Link"},
-		AllowCredentials: false,
+		AllowCredentials: true,
 		MaxAge:           corsMaxAge,
 	})
 }