feat: add per-IP rate limiting to login endpoint

Add a token-bucket rate limiter (golang.org/x/time/rate) that limits
login attempts per client IP on POST /api/v1/login. Returns 429 Too
Many Requests with a Retry-After header when the limit is exceeded.

Configurable via LOGIN_RATE_LIMIT (requests/sec, default 1) and
LOGIN_RATE_BURST (burst size, default 5). Stale per-IP entries are
automatically cleaned up every 10 minutes.

Only the login endpoint is rate-limited per sneak's instruction —
session creation and registration use hashcash proof-of-work instead.

internal/ratelimit/ratelimit_test.go

@@ -0,0 +1,106 @@
+package ratelimit_test
+
+import (
+	"testing"
+
+	"git.eeqj.de/sneak/neoirc/internal/ratelimit"
+)
+
+func TestNewCreatesLimiter(t *testing.T) {
+	t.Parallel()
+
+	limiter := ratelimit.New(1.0, 5)
+	defer limiter.Stop()
+
+	if limiter == nil {
+		t.Fatal("expected non-nil limiter")
+	}
+}
+
+func TestAllowWithinBurst(t *testing.T) {
+	t.Parallel()
+
+	limiter := ratelimit.New(1.0, 3)
+	defer limiter.Stop()
+
+	for i := range 3 {
+		if !limiter.Allow("192.168.1.1") {
+			t.Fatalf(
+				"request %d should be allowed within burst",
+				i+1,
+			)
+		}
+	}
+}
+
+func TestAllowExceedsBurst(t *testing.T) {
+	t.Parallel()
+
+	// Rate of 0 means no token replenishment, only burst.
+	limiter := ratelimit.New(0, 3)
+	defer limiter.Stop()
+
+	for range 3 {
+		limiter.Allow("10.0.0.1")
+	}
+
+	if limiter.Allow("10.0.0.1") {
+		t.Fatal("fourth request should be denied after burst exhausted")
+	}
+}
+
+func TestAllowSeparateKeys(t *testing.T) {
+	t.Parallel()
+
+	// Rate of 0, burst of 1 — only one request per key.
+	limiter := ratelimit.New(0, 1)
+	defer limiter.Stop()
+
+	if !limiter.Allow("10.0.0.1") {
+		t.Fatal("first request for key A should be allowed")
+	}
+
+	if !limiter.Allow("10.0.0.2") {
+		t.Fatal("first request for key B should be allowed")
+	}
+
+	if limiter.Allow("10.0.0.1") {
+		t.Fatal("second request for key A should be denied")
+	}
+
+	if limiter.Allow("10.0.0.2") {
+		t.Fatal("second request for key B should be denied")
+	}
+}
+
+func TestLenTracksKeys(t *testing.T) {
+	t.Parallel()
+
+	limiter := ratelimit.New(1.0, 5)
+	defer limiter.Stop()
+
+	if limiter.Len() != 0 {
+		t.Fatalf("expected 0 entries, got %d", limiter.Len())
+	}
+
+	limiter.Allow("10.0.0.1")
+	limiter.Allow("10.0.0.2")
+
+	if limiter.Len() != 2 {
+		t.Fatalf("expected 2 entries, got %d", limiter.Len())
+	}
+
+	// Same key again should not increase count.
+	limiter.Allow("10.0.0.1")
+
+	if limiter.Len() != 2 {
+		t.Fatalf("expected 2 entries, got %d", limiter.Len())
+	}
+}
+
+func TestStopDoesNotPanic(t *testing.T) {
+	t.Parallel()
+
+	limiter := ratelimit.New(1.0, 5)
+	limiter.Stop()
+}