style: fix all golangci-lint issues and format code (refs #17)

Fix 380 lint violations across all Go source files including wsl_v5,
nlreturn, noinlineerr, errcheck, funlen, funcorder, tagliatelle,
perfsprint, modernize, revive, gosec, ireturn, mnd, forcetypeassert,
cyclop, and others.

Key changes:
- Split large handler/command functions into smaller methods
- Extract scan helpers for database queries
- Reorder exported/unexported methods per funcorder
- Add sentinel errors in models package
- Use camelCase JSON tags per tagliatelle defaults
- Add package comments
- Fix .gitignore to not exclude cmd/chat-cli directory

.gitignore

@@ -34,5 +34,5 @@ vendor/
 # Project
 data.db
 debug.log
-chat-cli
+/chat-cli
 web/node_modules/