feat: add IRC wire protocol listener with shared service layer

Add a traditional IRC wire protocol listener (RFC 1459/2812) on
configurable port (default :6667), sharing business logic with
the HTTP API via a new service layer.

- IRC listener: NICK, USER, PASS, JOIN, PART, PRIVMSG, NOTICE,
  TOPIC, MODE, KICK, QUIT, NAMES, LIST, WHOIS, WHO, AWAY, OPER,
  INVITE, LUSERS, MOTD, PING/PONG, CAP
- Service layer: shared logic for both transports including
  channel join (with Tier 2 checks: ban/invite/key/limit),
  message send (with ban + moderation checks), nick change,
  topic, kick, mode, quit broadcast, away, oper, invite
- BroadcastQuit uses FanOut pattern (one insert, N enqueues)
- HTTP handlers delegate to service for all command logic
- Tier 2 mode operations (+b/+i/+s/+k/+l) use service methods

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

pkg/irc/commands.go

@@ -21,6 +21,7 @@ const (
 	CmdPrivmsg = "PRIVMSG"
 	CmdQuit    = "QUIT"
 	CmdTopic   = "TOPIC"
+	CmdUser    = "USER"
 	CmdWho     = "WHO"
 	CmdWhois   = "WHOIS"
 )