security: enforce channel membership check in handleTopic

handleTopic did not verify that the requesting user was a member of the
channel before allowing them to set a topic. Any authenticated user could
set the topic on any channel they hadn't joined.

Add an IsChannelMember check after resolving the channel and before
calling executeTopic, mirroring the existing pattern in handleChannelMsg.
Non-members now receive ERR_NOTONCHANNEL (442).

Add TestTopicNonMember to verify the fix.

internal/handlers/api_test.go

@@ -1134,6 +1134,42 @@ func TestTopicMissingBody(t *testing.T) {
 	}
 }
 
+func TestTopicNonMember(t *testing.T) {
+	tserver := newTestServer(t)
+	aliceToken := tserver.createSession("alice_topic")
+	bobToken := tserver.createSession("bob_topic")
+
+	// Only alice joins the channel.
+	tserver.sendCommand(aliceToken, map[string]any{
+		commandKey: joinCmd, toKey: "#topicpriv",
+	})
+
+	// Drain bob's initial messages.
+	_, lastID := tserver.pollMessages(bobToken, 0)
+
+	// Bob tries to set topic without joining.
+	status, _ := tserver.sendCommand(
+		bobToken,
+		map[string]any{
+			commandKey: "TOPIC",
+			toKey:      "#topicpriv",
+			bodyKey:    []string{"Hijacked topic"},
+		},
+	)
+	if status != http.StatusOK {
+		t.Fatalf("expected 200, got %d", status)
+	}
+
+	msgs, _ := tserver.pollMessages(bobToken, lastID)
+
+	if !findNumeric(msgs, "442") {
+		t.Fatalf(
+			"expected ERR_NOTONCHANNEL (442), got %v",
+			msgs,
+		)
+	}
+}
+
 func TestPing(t *testing.T) {
 	tserver := newTestServer(t)
 	token := tserver.createSession("ping_user")